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The Ascent Articles

Learn more about applying the principles of money management to help stay in control of your finances.

Recent Articles

May 19, 2024 | By Robin Hartill, CFP

With Rates at 5.15%, Should You Put CDs in Your Roth IRA?

High CD yields could mean a higher tax bill. Find out whether the potential tax savings makes a Roth IRA the right place for holding CDs.
May 19, 2024 | By Ben Gran

5 Reasons Why Small Businesses Are Embracing 'Shrinkflation'

Shrinkflation is a popular strategy for small businesses to manage inflation without raising prices. See why small business owners are using shrinkflation.
May 19, 2024 | By Brittney Myers

The One Kirkland Item I'll Never Buy Again

Costco has built its reputation on the strength of its Kirkland brand. Learn how product changes have made one item hard to use.
May 19, 2024 | By Ben Gran

These 10 Products Are Most at Risk for 'Shrinkflation'

Are you thinking about using "shrinkflation" for your small business? See which product categories are shrinking -- and why it can be a bad strategy.
May 19, 2024 | By Maurie Backman

This Was the Average Mortgage Balance in 2023. Can You Afford It?

The rate on your mortgage can spell the difference between an affordable balance or not. Read on to learn more.
May 19, 2024 | By Chris Neiger

Ranked: The Top 5 Reasons to Invest in CDs

CDs can be a good investment choice. Read on to learn the most popular reasons investors choose them.
May 19, 2024 | By Ben Gran

Hybrid vs. EV: Which Is Right For You?

Choosing between a hybrid car and EV doesn't have to be tough. See which types of drivers are a good fit for hybrids vs. electric vehicles.
May 19, 2024 | By Maurie Backman

1 in 4 First-Time Home Buyers Today Are Considering an Adjustable-Rate Mortgage. Here Are 2 Pros and Cons

Is an adjustable-rate mortgage right for you? Read to see why it may or may not be.
May 19, 2024 | By Natasha Etzel

The Hidden Downside of Always Flying Basic Economy

Regularly flying with basic economy tickets could offer big savings. Read on for a major drawback to consider.
May 19, 2024 | By Brittney Myers

5 Things Even Costco Won't Let You Return

Costco's return policy is famously lax, but even Costco has its limits. See what items fall under these exceptions.
May 18, 2024 | By Ben Gran

A Hybrid Car Can Save You $611 per Year

Want to save money on gas and get a better deal on buying a car? See how much you can save with a hybrid car -- and how to get EV tax credits.
May 18, 2024 | By Ben Gran

How an Average Gen Xer Can Save $1.5 Million for Retirement

If you're a typical Gen Xer, see how much you need to save today to retire in 15 years. (It might be less than you think.)
May 18, 2024 | By Chris Neiger

CD Rates Are Over 5% -- and I Still Think They're a Waste of Money

Many investors are interested in CDs right now. Read on to find out why other options might be better.
May 18, 2024 | By Brittney Myers

Why You Should Upgrade Your Costco Membership if You Use Costco Travel

Don't upgrade because the cashier asks you -- do it to get 2% back on your trip to Paris. See why a Costco Executive membership is good for travelers.
May 18, 2024 | By Ben Gran

Are Hybrids Actually More Affordable Than EVs?

Are you shopping for a new car in 2024? See how to decide between EVs vs. hybrid cars -- and learn why hybrids can be a better deal for your budget.
May 18, 2024 | By Lyle Daly

Earn $750 Back After Spending $4,000 With This Credit Card

One of Capital One's top travel cards is running an excellent welcome offer right now. See which card it is and how much you could earn back with it.
May 18, 2024 | By Maurie Backman

Will a Costco Membership Really Save You Money? Here's How to Know

A Costco membership isn't right for everyone. Here's how to figure out if you should spend the money on one.
May 18, 2024 | By Lyle Daly

Act Quickly: Earn $1,125 Back After Spending $4,000 With This Credit Card

Chase recently increased the welcome offer on one of its best credit cards. Find out which Chase card is now offering over $1,000 worth of bonus points.
May 18, 2024 | By Ashley Maready

Never Ignore These Business Credit Card Fees

A credit card can be an asset to your small business's finances. But read on for a few pesky fees that are best avoided.
May 18, 2024 | By Maurie Backman

3 Tips for Eating Healthy on a Budget

Eating well can come at a cost. Read on to see how you can minimize the amount you spend on healthy food items.
May 18, 2024 | By Ben Gran

Military Members and Families Can Get $539 of Value From This Navy Federal Credit Card

Navy Federal Credit Union is offering 40,000 welcome bonus points (worth $400) on its Visa Signature® Flagship Rewards Credit Card. Learn more here.
May 18, 2024 | By Matt Frankel, CFP®

Earn $800 (or More) Back After Spending $8,000 With This Card

The Amex Platinum card is an expensive card, but it has tons of perks and a terrific sign-up bonus. Here's what you need to know.
May 18, 2024 | By Ben Gran

Chase Sapphire Is Offering 75K Bonus Points. Here's How to Earn Them Faster

Want to earn 75,000 bonus points from Chase Sapphire? See how to rack up the minimum required spending -- without breaking the bank.
May 18, 2024 | By Lyle Daly

3 Underrated Perks of the Amex Hilton Surpass Card

The Amex Hilton Surpass is a great hotel card that's loaded with benefits. Explore a few of its high-value perks that fly under the radar.
May 18, 2024 | By Lyle Daly

Earn $500 Back After Spending $3,000 With This Credit Card

United credit cards are a good choice if you're a frequent flyer with the airline. Check out one that's currently offering $500 worth of miles for new cardholders.